Terms of Service

1. Acceptance of Terms

By accessing and using TaxCalc Cloud (the "Service") at taxcalc.cloud, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of our website located at taxcalc.cloud (the "Service") operated by TaxCalc Cloud ("us", "we", or "our").

2. Description of Service

TaxCalc Cloud provides free online tax calculation tools designed to help US taxpayers estimate their federal income tax obligations. Our services include:

• Federal Income Tax Calculator
• Self-Employment Tax Calculator
• Capital Gains Tax Calculator
• Payroll Tax Calculator
• Gig Economy Tax Calculator

All calculations are performed locally in your browser. We do not store your personal financial information on our servers.

3. Disclaimer and Limitation of Liability

You acknowledge and agree that:

• All tax calculations are estimates and for informational purposes only
• You should consult with a qualified tax professional for personalized advice
• We are not responsible for any errors in calculations or tax-related decisions
• You are solely responsible for verifying all calculations and filing accurate tax returns
• Tax laws are complex and subject to change; our tools may not reflect the most current regulations

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES AND SHALL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM YOUR USE OF THIS SERVICE.

4. User Responsibilities

By using our Service, you agree to:

• Use the Service only for lawful purposes
• Provide accurate information when using our calculators
• Not attempt to reverse engineer or modify our calculation algorithms
• Not use automated tools to access our Service excessively
• Verify all calculations independently before making financial decisions
• Comply with all applicable tax laws and regulations

5. Privacy and Data Collection

We are committed to protecting your privacy:

• No Server Storage: Your financial data is processed locally in your browser and is not transmitted to or stored on our servers
• Analytics: We use Google Analytics to understand how our Service is used (see our Privacy Policy for details)
• Cookies: We use essential cookies for website functionality and analytics
• No Personal Information Required: You can use our Service without creating an account or providing personal information

For detailed information about our data practices, please review our Privacy Policy.

6. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of TaxCalc Cloud and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used without our prior written consent.

7. Modifications to Service

We reserve the right to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that we shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Service.

8. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will cease immediately.

9. Governing Law

These Terms shall be interpreted and governed by the laws of the United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.